Author [ES] [CA] [PL] [PT] [IT] [DE] [FR] [NL] [DK] [NO] [GR] [TR] Topic: Why the big increase ?  (Read 3920 times)

0 Members and 1 Guest are viewing this topic.

Offline Biker Mike

  • CBF God
  • *****
  • Posts: 6155
  • Bike: CBF1000FAB
  • City / Town: Poole, Dorset
  • Country: UK
Re: Why the big increase ?
« Reply #10 on: 15 June, 2018, 08:34:37 AM »
I'm with CN and opened my latest renewal with a little trepidation as I'd added a Super Blackbird to my existing CBF policy last year.
Happy to see £100 reduction on my premium as the underwriter had changed to Aviva, so not all bad news out there...

Offline Shed

  • CBF Master
  • ****
  • Posts: 219
  • City / Town: Newcastle
  • Country: UK
Re: Why the big increase ?
« Reply #11 on: 15 June, 2018, 12:26:13 PM »
I was with Bennetts, they put price up £100 on renewal, when I rang up and challenged this, they offered to knock a quid off! A whole quid?  :005: Needless to say I binned them, and moved to Hastings. Then Hastings put the price up £115 on renewal. Yeah, right! Bye Bye.

They just hope you'll not bother reading, or forget about, the renewal letter, or just plainly can't be bothered to move away from them. You get absolutely nowt for being 'loyal'. Shop around.

So this year I've gone to Devitt, who came in at 100 quid fully comp. If you go through here, (https://www.devittinsurance.com/think/) you can get 10% off by using this link, with the 10% off for any of the listed riding training, plus you get a 10% discount voucher for Sportsbikeshop. So this year, these guys have came out top for me.

Incidentally, if you don't have any of the riding training listed, you'll still get the sportsbikeshop voucher via the usual Devitt link:
https://www.devittinsurance.com/motorbike-insurance/


See what happens come next years renewal date!  :084:

Offline SaturnV

  • CBF Legend
  • *****
  • Posts: 1231
  • Bike: CBF1000A9
  • City / Town: London
  • Country: England
Re: Why the big increase ?
« Reply #12 on: 15 June, 2018, 08:05:04 PM »
*Originally Posted by Biker Mike [+]
I'm with CN and opened my latest renewal with a little trepidation as I'd added a Super Blackbird to my existing CBF policy last year.
Happy to see £100 reduction on my premium as the underwriter had changed to Aviva, so not all bad news out there...

Just had my 3rd 'annual chat' with Hastings and Lo & Behold not only did they reduce the Fully Comp premium on my CBR600 policy by 40 quid but they then told me they now do Multi-Bike cover (that was news to me cos they never told me before!)  Anyway they let me put the Biffer and the CBR together on one policy, with the result that I've saved about 60 quid in total on last years premiums (or is it premia? Lol)

 :046:
« Last Edit: 15 June, 2018, 08:06:43 PM by SaturnV »

Offline Bob-E

  • CBF Member
  • **
  • Posts: 14
  • City / Town: glasgow
  • Country: scotland
Re: Why the big increase ?
« Reply #13 on: 26 June, 2018, 10:57:19 PM »
ive been with CN for 18 years and yes it always increases ,but I do a search on mcn compare , then phone them and tell them what I,m prepared to pay ,and it always out ok for me. I used to have a multi bike policy but its far cheaper insuring the bikes seperatly.

Offline richardcbf

  • CBF God
  • *****
  • Posts: 4063
  • Try Google (" site:cbf1000.com + search word/s ")
  • Bike: CBF1000s Mk1/Mk2
  • City / Town: Surrey ('TW')
  • Country: England
Re: Why the big increase ?
« Reply #14 on: 28 June, 2018, 07:15:38 AM »
Here we go again...

I have a multi-bike (2) policy.

Last year: 11/07/2017
"Thanks for choosing to insure your bike with Bikesure Elite and for your payment of £245.83"

Today: 28/06/2018
"YOUR RENEWAL PRICE
This year’s price of £351.48 includes:
FREE Legal Expenses cover
£13 Personal Accident cover
£46 Breakdown cover
£16.99 Helmet and Leathers cover
The price quoted also includes insurance premium tax (IPT) at
the applicable rate. Your renewal price may change if you make
a claim before 11/07/2018.

The price of the policies you selected last year was £301.83
(NO, IT WAS £245.83:211: :157:
including IPT and the £11.00 policy issue fee. If there were any
changes during the year, this is the amount you would have paid
if these changes were included for the full 12 months.
It is important to check that your renewal is still suitable for your
needs so we understand that you might want to shop around to
compare price and cover.
(No one ever said on their deathbed, "Gee, I wish I had spent more time alone with my computer." Danielle Berry.) http://hmpg.net/

Offline SaturnV

  • CBF Legend
  • *****
  • Posts: 1231
  • Bike: CBF1000A9
  • City / Town: London
  • Country: England
Re: Why the big increase ?
« Reply #15 on: 28 June, 2018, 07:22:11 AM »
Hmmnm... 42% increase sounds about right  :430: :232:

Offline HammerHead

  • Newbie
  • *
  • Posts: 4
  • Bike: CBF1000F
  • City / Town: Manchester
  • Country: UK
Re: Why the big increase ?
« Reply #16 on: 28 June, 2018, 09:06:22 AM »
For what its worth my renewal (Bennets) came in last month £365 (last year £265). Not happy!  :232:

Rang them up, played merry hell and got this...


Bike:  HONDA CBF 1000FA 
Type of cover:  Comprehensive 
Renewal/Start date:
16/06/2018 at  12.01  hours 
Total Premium: £230.44
 
 
 
Your premium includes:
• Legal Expenses
• RAC Breakdown
• Personal Accident
• Helmets & Leathers 
 
It PAYS to av a go!

Offline cbrog

  • CBF Pro
  • ***
  • Posts: 199
  • Bike: CBF1000GT
  • City / Town: Middlesbrough
  • Country: UK
Re: Why the big increase ?
« Reply #17 on: 29 June, 2018, 12:04:56 PM »
Renewed with MCE £130 with full cover , breakdown , helmet & leathers etc 

Offline Slawcbf

  • CBF Pro
  • ***
  • Posts: 84
  • Bike: Cbf1ka7
  • City / Town: Manchester
  • Country: Lechistan
Re: Why the big increase ?
« Reply #18 on: 29 June, 2018, 02:07:34 PM »
MCE are always the cheapest, but their excess is usually about  £1.7-2k, at least for me.  I am in the process of shopping around, because my current insurer (Carol Nash) sent me a renewal letter-  £158 more than last year- 7 years NCB. Bennets's quote is more acceptable, c.  £210 less than CN.

Offline davyayr

  • CBF Member
  • **
  • Posts: 16
  • Bike: CBF 1000 GT
  • City / Town: Prestwick
  • Country: Scotland
Re: Why the big increase ?
« Reply #19 on: 30 August, 2018, 09:58:02 PM »
MCE £100 cheaper than Hastings for me at my first renewal.

Same cover other than I Upped the mileage when searching.

Excess a bit higher with MCE......£475 vs £250, but I'm more interested in what I have to pay as opposed to what I might have to pay.

 


diverse-leafy